Resources

Short guides written in the same plain language we use on the phone, no jargon, no scare tactics. Read first, call when you're ready.

2026 Medicare Changes Every South Florida Senior Should Know

The new Part B premium, the $2,100 drug cap, and what to check before December 7.

How to read your ANOC in ten minutes and avoid the costliest mistake in Medicare.

A simple five-minute method (DIME) with a real Florida family example.

When to sign up, what's automatic, and the deadline mistakes that cost real money.

Key dates, how subsidies changed this year, and a document checklist before you enroll.

Life insurance you can use while you're alive, qualifying events, limits, and questions to ask.

The age-65 handoff, the penalty trap of staying on the wrong one, and what to do if you're close.

No group benefits, uneven income, big responsibilities, how to protect a family on 1099 income.

Special Enrollment Periods, Medicaid, and the traps to avoid while you wait for the next window.

Every guide here started as a question a client asked us. Ask yours. English, Español, oswa Kreyòl.