Resources

Short guides written in the same plain language we use on the phone, no jargon, no scare tactics. Read first, call when you're ready.

Turning 65 in Miami-Dade: Your Medicare Checklist

When to sign up, what's automatic, and the deadline mistakes that cost real money.

Key dates, how subsidies changed this year, and a document checklist before you enroll.

Life insurance you can use while you're alive, qualifying events, limits, and questions to ask.

The age-65 handoff, the penalty trap of staying on the wrong one, and what to do if you're close.

No group benefits, uneven income, big responsibilities, how to protect a family on 1099 income.

Special Enrollment Periods, Medicaid, and the traps to avoid while you wait for the next window.

Every guide here started as a question a client asked us. Ask yours. English, Español, oswa Kreyòl.