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Medicare
Understand Original Medicare, Medicare Advantage, Medicare Supplement, and prescription drug coverage.
Explore Medicare →Florida insurance guidance
Insurance guidance you can understand.
Viva Insurance Group helps Florida seniors, families, individuals, and business owners understand Medicare, Marketplace health insurance, life insurance, final expense coverage, and policies with living benefits.
Serving Miami-Dade, Broward County, and clients throughout Florida in English, Haitian Creole, and Spanish.
Coverage pathways
Choose the kind of guidance you need.
Each service page explains the basics, important limitations, and the next step for personalized help.
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Marketplace Health Insurance
Explore Affordable Care Act coverage, enrollment periods, and possible financial assistance.
Explore Marketplace Health Insurance →✓
Life Insurance
Learn about term life, whole life, final expense, and policies with living benefits.
Explore Life Insurance →✓
Final Expense
Understand coverage designed to help loved ones handle funeral and other final costs.
Explore Final Expense →✓
Living Benefits
Learn how certain policies may provide access to part of the death benefit after a qualifying event.
Explore Living Benefits →Why Viva
Personal guidance, not a rushed sales call.
Insurance decisions can feel complicated. We slow the process down, explain your options in plain language, and help you understand what to compare.
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Multilingual support
English, Haitian Creole, and Spanish.
English, Haitian Creole, and Spanish.
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Florida-focused service
Miami-Dade, Broward, and statewide virtual assistance where permitted.
Miami-Dade, Broward, and statewide virtual assistance where permitted.
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Education first
Clear explanations before you make a decision.
Clear explanations before you make a decision.
Speak with an insurance professional
Call our office or submit a short request. We will contact you to learn what type of guidance you need.
Call (561) 425-8585Simple process
Three steps to start.
Tell us what you need
Call, request a quote, or choose an appointment type.
Review your situation
We ask questions and explain the options available to you.
Choose with confidence
You decide whether and how you would like to move forward.
Learning center
Latest insurance guides
Plain-language answers to common Florida insurance questions.
Life Insurance
What Are Living Benefits in Life Insurance?
Understand how accelerated benefits may work and what can reduce the amount left for beneficiaries.
Read guide →
Medicare
Turning 65 in Florida: Medicare Checklist
Prepare for enrollment with a practical list of dates, doctors, prescriptions, and coverage choices.
Read guide →
Marketplace
ACA Open Enrollment in Florida
Review general deadlines, information to gather, and what to compare beyond the monthly premium.
Read guide →Ready to speak with Viva Insurance Group?
Get clear guidance for Medicare, Marketplace health insurance, life insurance, final expense, or living benefits.