South Florida · English · Español · Kreyòl
You take care of your family. We make sure your insurance does too.
Medicare, health, and life insurance, we compare every carrier we represent and show you the math, free. Worst case, you find out your current plan is already right.
Carriers pay us, you never do. No obligation, ever.
Insurance deadlines are real money, a late Medicare sign-up costs 10% more for life. Don't let yours pass.
What can we help you with?
Start with the question closest to yours. Every page explains the basics in plain language before anything else.
Medicare
Turning 65, leaving employer coverage, or unhappy with your current plan? Compare Advantage and Supplement options.
Explore Medicare →Health Insurance (ACA)
Buying coverage on your own? Most Floridians qualify for subsidies on the Marketplace, often called Obamacare.
Explore Marketplace plans →Life Insurance
Protect your family's income, cover final costs, or add living benefits you can use while you're still alive.
Explore Life Insurance →How does working with Viva work?
Three simple steps. You never need the right insurance vocabulary to start, just tell us what changed in your life.
Tell us what you need
Call, request a quote, or schedule a time. Tell us your situation in English, Spanish, or Creole, whichever is easiest.
We compare your options
We check your doctors, prescriptions, budget, and deadlines against plans from the carriers we represent, and explain the trade-offs.
You choose, we handle the paperwork
Pick the plan that fits, or take time to think. If you enroll, we handle the application and stay your agent all year.
Why do families trust Viva Insurance Group?
Because we teach before we ever talk plans. Our agents bring more than 10 years of experience, backed by a team with over two decades in the field, helping Miami-Dade and Broward families make sense of Medicare, ACA, and life insurance.
- ✓Truly multilingual. Every conversation available in English, Spanish, or Haitian Creole, not through a translation line.
- ✓Licensed and accountable. Florida-licensed agency, NPN 17830305. You always know who you're working with.
- ✓Real choice. We represent Humana, UnitedHealthcare, Aetna, Mutual of Omaha, and Foresters, so the plan fits you, not a quota.
- ✓Education first. If staying on your current plan is your best move, we'll tell you that.
Want to read before you call? Start here.
Free guides from our Resources library, written in the same plain language we use on the phone.
What do our clients say?
Reviews from real clients are coming to this page. Here's the kind of feedback we work for every day.
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Bring us the confusing part. We'll make it simple.
Call now, or tell us what you need help with and your preferred language, we'll reach out the way you choose.