What is Marketplace insurance?
Marketplace insurance is individual or family health coverage available through the Affordable Care Act Marketplace.
When can you enroll?
Open Enrollment is the main annual enrollment period. Some people may qualify for a Special Enrollment Period after certain life events, such as losing other coverage, moving, marriage, or having a child.
Financial assistance
Important: Depending on household income, family size, location, eligibility, and available plans, some applicants may qualify for financial assistance.
What to compare
- Monthly premium
- Deductible
- Copayments and coinsurance
- Maximum out-of-pocket cost
- Provider network
- Prescription coverage
Frequently asked questions
Can I enroll outside Open Enrollment?
Possibly, if you qualify for a Special Enrollment Period.
Can self-employed people get Marketplace coverage?
Yes, subject to Marketplace eligibility rules.
How are subsidies calculated?
They depend on factors such as household income, family size, location, and eligibility.
Can I keep my doctor?
You should verify whether your doctors are in a plan’s network before enrolling.
Premiums, tax credits, cost-sharing reductions, eligibility, and plan availability vary. Any estimate is not a guarantee of final cost or eligibility.