Explore practical guides about Medicare, Marketplace health insurance, life insurance, and living benefits. Articles are educational and should be reviewed by a licensed Viva Insurance Group representative before publication.
Each article includes direct explanations, important limitations, primary sources, and a clear next step.
Living benefits may allow access to part of a life insurance death benefit after a qualifying terminal, chronic, or critical illness. Learn the limits, questions to ask, and how the remaining death benefit may be affected.
Read the guide →
A practical checklist for Florida residents approaching 65, including enrollment timing, Medicare Parts A–D, coverage paths, doctors, prescriptions, and travel needs.
Read the guide →
Learn the general federal Marketplace Open Enrollment timeline, what information to prepare, how financial assistance is estimated, and what to compare beyond the monthly premium.
Read the guide →We focus on plain-language definitions, current primary sources, visible review dates, and clear disclosures. Insurance eligibility, costs, benefits, and availability depend on individual circumstances and current rules.
An article can explain the basics. A personal conversation can help you understand what questions to ask next.
Request Guidance