Our help costs you $0
Insurance companies pay us. Using an agent does not add a fee to your plan premium.
Florida · 2027 ACA / Obamacare
Want coverage on January 1? Enroll by December 15.
Compare Marketplace plans with a local agent. You pay $0 for our help.
- Check whether you qualify for savings
- Review your doctors and prescriptions
- Get help in English, Kreyòl or Español
Local help, from review to enrollment.
12145 NW 7th Ave · North Miami, FL 33168
Prefer to talk? Call (561) 956-3131
Your questions, answered
Why work with Viva?
Already have a plan?
We review your options for 2027, including changes in costs, networks and prescription coverage.
Have a health condition?
Marketplace plans cannot deny you coverage or charge you more because of a pre-existing condition.
Help in your language
Talk through your choices in English, Haitian Creole or Spanish, and ask questions before you decide.
How it works
From questions to a plan.
Request your review
Leave your name and number, or call us directly.
Compare your options
Review potential savings, monthly costs, doctors and prescriptions with an agent.
Choose and enroll
You decide. We help with enrollment and explain the start date and any first premium you must pay.
Before you decide
Quick answers.
Does free help mean a free health plan?
No. Our assistance costs you $0. Your plan premium and any savings depend on your eligibility and the plan you choose.
Can I keep my doctors and prescriptions?
That depends on the plan. We help check provider networks and prescription coverage before you choose. We cannot guarantee that every doctor or medicine is covered.
When would my coverage start?
Enroll by December 15, 2026 for coverage starting January 1, 2027. Enroll December 16 through January 15 for a February 1 start. Pay any required first premium by your insurer’s deadline.
Does submitting this form enroll me?
No. It requests a conversation with an agent. You still need to choose a plan, complete enrollment and pay any required first premium before coverage starts.
What if I miss Open Enrollment?
A qualifying life event may make you eligible for a Special Enrollment Period. The rules and time limits depend on the event. Medicaid and CHIP applications are available year-round.
Is this page for Medicare?
This page is for ACA / Marketplace health insurance. For Medicare assistance, call (561) 956-3131.
Review your options before December 15.
For a January 1 start, enroll by December 15 and pay any required first premium on time. Our help costs you $0.